Financial needs, like health needs, change with life-circumstances. Your savings, investments, retirement planning, and other financial assets play an important role in your financial health and should be considered carefully. We help navigate changes and goals throughout your entire life and work to provide the knowledge to make these decisions; making you feel comfortable in your financial planning.

Investment Planning

  • Full Portfolio Review
  • Asset Allocation
  • Time Horizon & Risk Analysis
  • Income Strategies
  • Stock Concentration
  • Tax-Smart Investing and strategies

Retirement Planning

  • Retirement Goal Setting
  • Social Security and Medicare
  • IRA Contributions & Conversions
  • Annuities & Pensions
  • Required Minimum Distribution & Withdrawal Strategies

Business Planning

  • Retirement Plan Solutions
  • 401K
  • Cash Flow Management
  • Investment Banking

Cash Flow, Budget, & Lending

  • Emergency Funding
  • Expenses & Budgeting
  • Debt Management
  • Dollar Cost Averaging
  • Mortgage Review
  • Security Based Lines of Credit

Assistance to Loved Ones

  • Gifting
  • Education Planning (529)
  • Caring for Elderly Family
  • Roth IRA’s for Children
  • Investment Accounts for Minors (UGMA/UTMA)

Estate Planning & Charitable

  • Wills/Trusts
  • Advanced Healthcare Directive
  • Estate Tax Planning
  • Charitable Giving
  • Donor Advised Funds

Liability & Insurance

  • Review of Existing Policies
  • Life Insurance
  • Long Term Care Insurance
  • Disability Insurance

Income Tax Planning

  • Cost Basis Review
  • Capital Gain/Loss Review
  • Tax Loss Harvesting
  • Tax Deductions & Credits
  • Roth IRA Conversions

Raymond James does not provide tax or legal services.
Please discuss these matters with the appropriate professional.